HEIs
Fixed repayment date
Doesn’t align with a homeowner who wants to stay home for life.
Seniors need to stay for life, without debt.
Reverse mortgages or HELOCs
Debt based.
Complex terms.
The stigma of taking on more debt.
HomeInherit
Sell your home’s inheritance.
Stay for life.
Debt free, no repayment deadline.
HomeInherit vs reverse mortgage
Illustration for one homeowner.
HomeInherit
Estimated cash
One homeowner, full future inheritance.
Reverse mortgage
Estimated total funds
Jumbo fixed rate
Retaining a family share reduces HomeInherit cash. Existing debt and final terms affect both estimates.
How this estimate works
HomeInherit follows HomeInheritance’s public pricing model. Reverse mortgage estimates compare HECM adjustable rate, jumbo fixed rate and jumbo line of credit after modeled upfront fees. These are fixed models, not live rates or offers.
The HomeInherit model
Seniors sell future home value. They keep the right to stay.
Cash at closing
Investors buy the home’s inheritance rights. The senior receives cash today.
Lifetime occupancy
The senior keeps the right to live in the home for life.
After the life estate ends
The home is sold.
Investors receive their purchased share.
The family keeps its agreed share.
Established
in Europe.
Related models include viager in France and Belgium, nuda proprietà in Italy,
nuda propiedad in Spain, and home reversion in the UK.
HomeInherit brings an ancient property ownership model to senior homeowners in Florida.
Seniors deserve better.
Debt free. No foreclosures.
Peace of mind.
Age in place, stress free.
Financial freedom.
Made for seniors, by seniors.
Contact HomeInherit